Dear Reader, “I’m trying… but I feel like I’m avoiding everything right now.” That’s what one clients shared at the start of our call. She had joined Wealth Para Todos Academy with hope, curiosity, and a deep desire to grow. But as the months passed, the motivation faded—and shame started creeping in. She wasn’t spending recklessly. She wasn’t in credit card debt. But she was emotionally overwhelmed, frozen in place, and silently asking: “Why can’t I get it together?” Here’s what we...
5 days ago • 1 min read
Dear Reader, “I feel like I was just kind of in the clouds.” That’s how one of my 1:1 coaching clients described her relationship with her retirement money. She knew she had retirement accounts. She even had spreadsheets. But something felt off—and overwhelming. She’s a high-achieving, first-gen professional. Direct. Thoughtful. Capable. And yet, when it came to her pension rollover, fees, and investment options, she kept freezing up. Here’s what we uncovered together: Her current retirement...
10 days ago • 1 min read
Dear Reader, A client recently said to me: “What’s exciting is that it feels like something is happening—that I’m not just standing still about it anymore.” She wasn’t talking about hitting a huge financial milestone. She was talking about making a phone call. To a retirement office. With me holding space in the background. This client wanted to increase her retirement contributions, align finances with her partner, and finally feel confident that she was on track to retire—but the daily...
12 days ago • 1 min read
Dear Reader, You’re watching genocide unfold, navigating a stressful 9–5, and just paid $9,000 for an emergency home repair. And yet... you’re still asking yourself: Should I still sell my services? Inside the Wealth-Building Cycle, one of the skills we focus on is increasing your income—whether that’s through a raise, a new job, or growing your business. One of my clients is doing just that. She works full-time and runs a coaching business. She’s brilliant, creative, and already had a...
17 days ago • 1 min read
Dear Reader, You’ve saved the money. You’ve opened the tabs. You’ve even written it down on a sticky note: “Transfer to Investment Account”. And still... You haven’t made the move. That pause? It’s more common than you think. One of my clients, came to a recent session in this exact situation. She had $17,000 sitting in her business account, set aside specifically to contribute to her solo 401(k). And yet she hadn’t moved it. The money was there—but the emotions were louder. She felt:...
19 days ago • 1 min read
Dear Reader, One of my clients in her early 40s came to our coaching call feeling frustrated after a conversation with her retirement account administrator: retiring at 55 would cut her pension dramatically. Her first words? “I was disgusted.” The system felt like it punished anyone who dared to dream of retiring early. But here’s the thing—she didn’t stay in that place. Together, we walked through the numbers. We identified how much she’d really need to retire, accounted for her current...
24 days ago • 1 min read
Dear Reader, One of my clients—a mom navigating divorce and the pressures of solo parenting—had done an incredible job organizing her finances. She had built her emergency fund, understood her monthly expenses, and even saved for a future home down payment in a high-yield savings account. And yet, when it came time to plan for the home she wanted, she hesitated. “Is it irresponsible to want a nicer kitchen?” she asked. “Shouldn’t I be saving that money for my daughters’ college instead?” This...
26 days ago • 1 min read
Dear Reader, Most first-gen wealth builders is know exactly how much their rent or mortgage is… They know their car payment, their student loan minimum, their phone bill… But when I ask them: 👉🏽 How much do you spend on groceries each month? 👉🏽 What’s your average on eating out, gas, gifts, or clothes? They freeze. And I get it. Variable expenses—the ones that change from week to week and month to month—are messy and unpredictable. But when you’re not aware of your variable expenses, it’s...
about 1 month ago • 1 min read
Dear Reader, Today I want to teach you about something I see over and over again with entrepreneurs and business owners: learned helplessness around income growth. If you’ve ever felt like “No matter what I do, my business won’t grow” or “I’ve tried everything and nothing works,” keep reading. This isn’t a mindset flaw. It’s a protective pattern your nervous system created after too many experiences where your effort didn’t lead to the results you wanted. And if this pattern goes unaddressed...
about 1 month ago • 1 min read