Dear Reader, If you’re feeling that quiet “oh no” moment when you log into your bank accounts this month, we are twinning 👯♀️. December is expensive.Between gifts, travel, food, hosting, kids, and trying to create softness and magic for the people you love, it adds up quickly. Then January arrives with bills and reality. Suddenly you’re doing mental math about whether you’ll dip into savings or let a balance sit on your credit card a little longer. If that’s you, we are absolutely twinning...
14 days ago • 1 min read
Dear Reader, Yesterday, I coached a member of Wealth Para Todos Academy who said something that stayed with me. At first she said,“I want to pay myself $1,000 a month.” Then she paused.And told the truth. “Actually… let me honor my actual desires.My true desire is to pay myself $1,700 a month.” For so many first-gen wealth builders, ambition doesn’t feel neutral.It feels loaded.It feels risky.It feels like pressure. So we shrink our income goals.We soften our dreams.We focus on being...
16 days ago • 1 min read
Dear Reader, January has a reputation for fresh starts. New habits.New goals.New motivation. And then—very quickly—motivation fades. Not because you’re doing something wrong, but because change doesn’t happen in isolation. You can’t change a financial habit without looking at the whole picture. It’s not as simple as “spend less” when eventually you’re tired of being home all the time and want to live your life.It’s not as simple as “pay off debt” when you also want to travel or want to buy...
21 days ago • 2 min read
Dear Reader, So many people tell me,“I know what I’m supposed to do with my money — I just don’t do it.” And that makes sense. Information alone doesn’t change financial outcomes.Most people already know they should save more, pay down debt, or invest consistently. The issue isn’t intelligence or discipline.It’s trying to change behavior without support that meets you where you are. When you keep learning more but your finances stay the same, it’s often a sign you’ve outgrown DIY solutions....
23 days ago • 1 min read
Dear Reader, You don’t have to grind, hustle, and sacrifice your joy to save $5k. As first-gen wealth builders, we’ve been conditioned to believe that financial security only comes through suffering — long hours, saying no to everything fun, and ignoring what our body needs just to keep surviving. That’s the model we saw growing up. People who worked hard, gave everything, and were still tired, anxious, and disconnected from joy. Inside Wealth Para Todos Academy, my clients learn something...
28 days ago • 1 min read
Dear Reader, One of my clients came to me with plenty of money in savings. But none of it was working for her. Her dinero was sitting in a low-yield savings account, earning pennies, while she kept telling herself she’d “learn to invest someday.” She wanted to retire early—like, really early—but fear kept her frozen. She was investing just 6% of her income through her employer plan and had no idea how to bridge the gap between what she wanted and what she was actually doing. She didn’t need...
about 1 month ago • 1 min read
Dear Reader, I want to tell you about one of my clients — let’s call her Marisol. Marisol was about to celebrate a milestone birthday and had one dream: a solo trip to Greece. But she was also job hunting and worried about spending money she “should be saving.” Like so many of us, she was caught between two truths — wanting to enjoy her life and wanting to feel financially secure. When we started working together, I taught her how to leverage debt responsibly so she could celebrate without...
about 1 month ago • 1 min read
Dear Reader, Talking about money with your partner can feel intense. Maybe one of you gets anxious about dipping into savings while the other says, “It’s fine, we’ll rebuild it.” Maybe one of you feels confident investing, and the other calls it gambling. Or maybe one of you can tolerate debt, while the other feels ashamed for even having it. You’re not alone. Couples inside Wealth Para Todos Academy start in the exact same place—two people with different money stories, nervous systems, and...
about 1 month ago • 1 min read
Dear Reader, I know — you love your job. You don’t ever see yourself retiring early. So when you hear me talk about becoming work optional, it might not sound all that exciting. But here’s the thing: becoming work optional isn’t about never working again. It’s about never needing to work again. There’s a big difference between showing up because you want to and showing up because your bills demand it. Inside Wealth Para Todos Academy, I’ll teach you the 10 stages of financial security — a...
about 1 month ago • 1 min read