Dear Reader, Do you think you’re making good money? Many of us do—especially when we’re earning more than our parents ever did. But "good money" is relative. When my husband and I first hit six figures combined, we thought we were thriving. But when I checked the MIT Living Wage Calculator, I realized that in Los Angeles for a family of four, that was just barely enough to cover the basics. No self-care, no vacations, no real financial security—just scraping by. I want you to take a moment...