Dear Reader, When I first considered combining finances with my partner, I was nervous. I didn’t grow up hearing my parents fight about money—but being raised by a single mother meant I felt the financial stress. I started working young, and from the very beginning, my money was meant to help my mom. That shaped how I approached dinero in relationships—sometimes by taking on too much, sometimes by keeping things separate to protect myself. So trust me when I say: combining finances with my...