Dear Reader, One of my clients—a first-gen professional in her 40s—came to me feeling stuck. On paper, she was doing “everything right”: She had savings She paid her credit cards in full She was responsible with her spending But behind the scenes? She used her credit card all month… avoided looking at the balance completely… and only opened the app on the due date—just to pay it off and close it again. Every. Single. Month. Not because she didn’t have the money. But because looking at it felt...