Dear Reader, Finding out you need an extra $1,500 per month to sustain your lifestyle can feel like a hard pill to swallow—especially as a first-gen wealth builder juggling responsibilities, financial goals, and the desire to finally enjoy the money you’re earning. But before you start making a list of things to cut—hold on. Financial security isn’t built by restriction. It’s built by creating more options for yourself. Instead of stressing over what to eliminate, let’s build a joyful,...