Dear Reader, Your Roth IRA can play a key role in helping you become work-optional—which is why setting up a system to contribute to it is essential. But how much should you be contributing right now? You can use your income, your current financial security stage, and your cash flow to make that decision with clarity and confidence. Here’s how I walk clients through it using my 10 Stages of Financial Security: Stage 7: You’re contributing at least 5% of your income toward retirement. Stage 8:...