Roth IRAs: Why NOW Is Still the Right Time


Dear Reader, As of 2022, only 24.6% of U.S. households had a Roth IRA. That’s a tiny percentage—especially considering how powerful this account is for building tax-free money at retirement. If you’re able to invest in a Roth IRA, you should. Because with a Roth IRA, the money you invest today grows and can be withdrawn tax-free in retirement. That means you get to keep more of your hard-earned wealth. But I know what some of you might be thinking… “Soledad, isn’t this a bad time to start...