This is for anxiously ambitious first-gen wealth builders that want to create financial security while nurturing their wellness. We send multiple emails a week about how to stay inside the wealth building cycle through D.I.V.E.R.S.E. self-care.
Why I just paid for a spa membership (and what it has to do with building wealth)
Dear Reader, Last week I started a membership at a spa. For $109/month (tip not included) I can access the spa Monday–Thursday and get one service each month. My first visit included a 90-minute massage. Next month, I'm going in for a facial. Now here’s the part that might surprise you. I paid for the six-month contract using a 0% APR credit card. Right now, I don’t have a sinking fund specifically set aside for this expense or the extra cash flow on a monthly basis to cover the cost. My 0%...
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