Dear Reader, Clients come to me saying things like: “Sol, I always overspend.” “I spend too much on arts and crafts.” “I get lazy and start ordering food.” “I make a budget, but I can never follow it.” They've turned these behaviors into evidence about their character. But I know it's not who they are, it's just a behavior that meets a need. Maybe arts and crafts are an important source of pleasure and creativity. Maybe you're ordering food because you're exhausted after a long day and need...