Dear Reader, You don’t need another debt payoff plan.You need a plan that works right now. One of my clients—a second-generation wealth builder, mom, and deeply caring advocate for change—came to our 1:1 coaching call asking for a detailed plan to eliminate her debt. But she didn’t know how much money she actually had left at the end of the month. She felt overwhelmed and stuck in a cycle of reactivity—putting charges on credit cards when life happened, trying to juggle homeownership costs,...