Dear Reader, Most first-gen wealth builders is know exactly how much their rent or mortgage is… They know their car payment, their student loan minimum, their phone bill… But when I ask them: 👉🏽 How much do you spend on groceries each month? 👉🏽 What’s your average on eating out, gas, gifts, or clothes? They freeze. And I get it. Variable expenses—the ones that change from week to week and month to month—are messy and unpredictable. But when you’re not aware of your variable expenses, it’s...