Dear Reader, You’ve been diligent. You’ve set up accounts, chosen funds, and you’re consistently investing. So you wonder, "What would make paying $4,111 to work 1:1 with Soledad worth it?" Many of my clients come to me with portfolios that look fine on the surface—balanced, steady, “good enough.” But buried inside are high-fee funds, underperforming investments, or accounts that were set up years ago and never re-optimized. Over time, those small inefficiencies quietly eat away at growth....