Dear Reader, At some point in your financial journey, you are going to want to avoid opening your banking app or credit card statement because you already know you'll feel embarrassed. Many of my clients come to me saying, “I don’t even want to see what I’ve spent. I’ll feel ashamed.” They believe looking at their numbers will confirm their worst fears—that they’re “bad with money” or “too far behind” to ever invest. So they avoid the numbers, which only fuels more shame and keeps them from...