Dear Reader, Let’s talk about “unexpected expenses.” The dentist visit.The urgent care bill.The car repair.The $100 pharmacy run.The school fundraiser.The birthday gift you forgot to plan for. They feel random. But they’re not. They’re part of your life. And if your financial plan doesn’t include them… it will always feel like you're running out of dinero. This is one of the biggest things I see with first-gen wealth builders. You’re doing so much right: You’re tracking your expenses You’re...