Dear Reader, Most people think building wealth means cutting out all the things they love—no more coffee, no more perfume, no more eating out. But deprivation doesn’t make your Roth IRA grow. Sustainability does. If you’ve ever thought, “I’ll never be able to invest because I’d have to give up all the fun stuff,” you’re not alone. Many first-gen wealth builders assume investing requires self-denial. But when they try to cut out all the fun from their life in order to save, they burn out, and...