Dear Reader, Have you ever thought, “I’ll never be disciplined enough… organized enough… smart enough to build wealth”? That quiet belief—that you’re not enough—can feel heavier than the numbers in your bank account. This self-doubt doesn’t just live in your head. It shows up in action. You put off opening your Roth IRA. You avoid looking at your accounts. You start and stop money routines. Every “not enough” thought chips away at your confidence, leaving you stuck in the same financial spot....