Dear Reader, You’ve been diligent. You’ve set up accounts, chosen funds, and you’re consistently investing. So you wonder, "What would make paying $4,111 to work 1:1 with Soledad worth it?" Many of my clients come to me with portfolios that look fine on the surface—balanced, steady, “good enough.” But buried inside are high-fee funds, underperforming investments, or accounts that were set up years ago and never re-optimized. Over time, those small inefficiencies quietly eat away at growth....
13 days ago • 1 min read
Dear Reader, “I have all this money in my account… but I don’t know what to do with it.” That’s what one of my 1:1 clients told me recently. No debt. Steady income. Multiple accounts. On paper, he looked like he had it all figured out. But he was stuck. His nervous system was still in scarcity-mode. And now that he had overflow? He was afraid to touch it—afraid to mismanage it, afraid it might disappear, afraid of “getting it wrong.” He didn’t need another budget template. He needed someone...
18 days ago • 1 min read
Dear Reader, “I’m trying… but I feel like I’m avoiding everything right now.” That’s what one clients shared at the start of our call. She had joined Wealth Para Todos Academy with hope, curiosity, and a deep desire to grow. But as the months passed, the motivation faded—and shame started creeping in. She wasn’t spending recklessly. She wasn’t in credit card debt. But she was emotionally overwhelmed, frozen in place, and silently asking: “Why can’t I get it together?” Here’s what we...
20 days ago • 1 min read
Dear Reader, “I feel like I was just kind of in the clouds.” That’s how one of my 1:1 coaching clients described her relationship with her retirement money. She knew she had retirement accounts. She even had spreadsheets. But something felt off—and overwhelming. She’s a high-achieving, first-gen professional. Direct. Thoughtful. Capable. And yet, when it came to her pension rollover, fees, and investment options, she kept freezing up. Here’s what we uncovered together: Her current retirement...
25 days ago • 1 min read
Dear Reader, A client recently said to me: “What’s exciting is that it feels like something is happening—that I’m not just standing still about it anymore.” She wasn’t talking about hitting a huge financial milestone. She was talking about making a phone call. To a retirement office. With me holding space in the background. This client wanted to increase her retirement contributions, align finances with her partner, and finally feel confident that she was on track to retire—but the daily...
27 days ago • 1 min read
Dear Reader, You’re watching genocide unfold, navigating a stressful 9–5, and just paid $9,000 for an emergency home repair. And yet... you’re still asking yourself: Should I still sell my services? Inside the Wealth-Building Cycle, one of the skills we focus on is increasing your income—whether that’s through a raise, a new job, or growing your business. One of my clients is doing just that. She works full-time and runs a coaching business. She’s brilliant, creative, and already had a...
about 1 month ago • 1 min read
Dear Reader, You’ve saved the money. You’ve opened the tabs. You’ve even written it down on a sticky note: “Transfer to Investment Account”. And still... You haven’t made the move. That pause? It’s more common than you think. One of my clients, came to a recent session in this exact situation. She had $17,000 sitting in her business account, set aside specifically to contribute to her solo 401(k). And yet she hadn’t moved it. The money was there—but the emotions were louder. She felt:...
about 1 month ago • 1 min read
Dear Reader, One of my clients in her early 40s came to our coaching call feeling frustrated after a conversation with her retirement account administrator: retiring at 55 would cut her pension dramatically. Her first words? “I was disgusted.” The system felt like it punished anyone who dared to dream of retiring early. But here’s the thing—she didn’t stay in that place. Together, we walked through the numbers. We identified how much she’d really need to retire, accounted for her current...
about 1 month ago • 1 min read
Dear Reader, One of my clients—a mom navigating divorce and the pressures of solo parenting—had done an incredible job organizing her finances. She had built her emergency fund, understood her monthly expenses, and even saved for a future home down payment in a high-yield savings account. And yet, when it came time to plan for the home she wanted, she hesitated. “Is it irresponsible to want a nicer kitchen?” she asked. “Shouldn’t I be saving that money for my daughters’ college instead?” This...
about 1 month ago • 1 min read