Dear Reader, Do you think you’re making good money? Many of us do—especially when we’re earning more than our parents ever did. But "good money" is relative. When my husband and I first hit six figures combined, we thought we were thriving. But when I checked the MIT Living Wage Calculator, I realized that in Los Angeles for a family of four, that was just barely enough to cover the basics. No self-care, no vacations, no real financial security—just scraping by. I want you to take a moment...
6 days ago • 1 min read
Dear Reader, Money fights aren’t really about money. They’re about communication, habits, and unresolved conflict. When couples struggle with debt, it usually boils down to one (or all) of these three issues: (1) Communication & Transparency Issues Sounds like: “You spent what?!” “I didn’t know we owed that much!” “I feel like I have to handle everything.” If one of you avoids talking about money while the other takes on the full emotional load, resentment builds. Maybe one of you feels like...
8 days ago • 2 min read
Dear Reader, I wouldn’t have the business I have today if I hadn’t learned how to leverage debt with peace. On social media, people love to talk about hitting six-figure years and growing their business—without mentioning the debt they carry. But here’s the truth: entrepreneurs making multiple six figures (even running million-dollar businesses) are leveraging debt. Debt is not a sign of failure. It’s a sign that at this moment, you don’t have the extra cash flow yet to invest in the growth...
13 days ago • 1 min read
Dear Reader, Unemployment has a way of making you doubt yourself. Every unanswered application, every “we’ve decided to move forward with another candidate,” every month that passes without a new income stream can start to feel personal. But listen: Your net worth and your employment status do not define you. Right now, you might be caught in a loop of self-doubt, feeling like not having a job means something about your intelligence, skills, or future. It doesn’t! Unemployment is more common...
15 days ago • 2 min read
Dear Reader, As an anxiously ambitious first- or second-gen wealth builder, you already know that financial security isn’t just about numbers—it’s about how you feel. When you have a plan for your dinero, your nervous system finally gets to exhale. That’s why I teach wealth-building through Financial Planning & Self-Care—because wealth is built with both strategy and emotional resilience. One of the most challenging parts of the wealth-building cycle is increasing your income. The cycle...
20 days ago • 2 min read
Dear Reader, It’s one thing to fear failure and avoid taking risks altogether. It’s another thing to notice that fear, name it, and still move forward. If you’ve been hesitating to make a financial decision—whether it’s navigating a divorce, registering your business as an LLC, or taking out a car loan—you’re not alone. As an anxiously ambitious first- or second-gen wealth builder, you weren’t taught how to trust yourself with money. It makes sense to feel this way. Change requires action,...
22 days ago • 1 min read
Dear Reader, One of my favorite things about talking dinero with gente is crunching the numbers to create a plan that aligns with their financial goals. Whether a client wants to pay off debt faster or set themselves up to retire early, I love gathering their unique numbers, understanding their money management preferences, and helping them send their dinero where it needs to go to build financial security. But there’s a huge difference between having a financial plan and actually following...
27 days ago • 2 min read
Dear Reader, At some point in your life, you might receive a lump sum—maybe a severance check, an inheritance, or an insurance payout. And when that moment comes, I want you to be ready. Because the difference between financial stress and financial security is a financial plan. How you use that money can either create long-term financial security or just provide temporary relief. The key? Knowing what stage of financial security you’re in and using the money strategically to move up. I help...
29 days ago • 2 min read
Dear Reader, You’re an anxiously ambitious first- or second-gen wealth builder. You’ve worked hard to save money, but now that you’ve hit six figures in cash savings, a new fear is creeping in: Am I making the right move? Recently, someone in our community reached out with this exact dilemma: “Sol, I need your help. My husband and I have saved $100,000, but we don’t know what to do next. Should we keep saving? Invest? Buy a house? He just wants to feel "safe" with our money, but I don’t want...
about 1 month ago • 3 min read