Dear Reader, Here’s a pattern I see all the time with myself and clients:When life gets stressful, spending often increases. Not because we’re irresponsible — but because we’re human. Stress, grief, burnout, urgency, celebration, and overwhelm all shape how we spend. The goal isn’t to judge that. The goal is to notice it with intention so you can make choices that support both your dinero and your well-being. I want to offer a helpful distinction. Impulse Spending Impulse spending often looks...
7 days ago • 2 min read
Dear Reader, I had a client who was all-in on Costco stock. It felt safe. Familiar. She didn’t want to give it up. “But what if it goes up again?” she asked. “I’ll feel like I missed out.” Totally valid. But when we reviewed her portfolio together, something clicked. Costco wasn’t performing the way she hoped. And she realized something important: ✨ Holding onto one stock out of fear was keeping her from growing her money. So we mapped out a new strategy. ➡️ She kept some Costco➡️ Bought...
12 days ago • 1 min read
Dear Reader, Ever find yourself checking your bank balance again and again like something bad might happen if you don’t? One of my clients used to check her account every two hours. She made six figures. Had savings. Owned a home. But none of that mattered—because in her body, it never felt safe. She was carrying all the pressure as the breadwinner, still stuck in the belief that if she didn't watch every dollar, everything could fall apart. The real issue wasn’t the money. It was the anxiety...
14 days ago • 1 min read
Dear Reader, You can have savings in the bank, clients on pause, and a plan for maternity leave—and still feel terrified your business won’t survive postpartum. That’s exactly where one of my newest 1:1 clients found herself. She’s a seasoned solopreneur. She’s self-funded her maternity leave. She has childcare support from her husband and mom. But when we got on our strategy call, her body was still holding fear.“What is my business going to look like once I have a newborn?” she asked.She...
19 days ago • 1 min read
Dear Reader, You don’t need another debt payoff plan.You need a plan that works right now. One of my clients—a second-generation wealth builder, mom, and deeply caring advocate for change—came to our 1:1 coaching call asking for a detailed plan to eliminate her debt. But she didn’t know how much money she actually had left at the end of the month. She felt overwhelmed and stuck in a cycle of reactivity—putting charges on credit cards when life happened, trying to juggle homeownership costs,...
21 days ago • 1 min read
Dear Reader, If you’re feeling that quiet “oh no” moment when you log into your bank accounts this month, we are twinning 👯♀️. December is expensive.Between gifts, travel, food, hosting, kids, and trying to create softness and magic for the people you love, it adds up quickly. Then January arrives with bills and reality. Suddenly you’re doing mental math about whether you’ll dip into savings or let a balance sit on your credit card a little longer. If that’s you, we are absolutely twinning...
26 days ago • 1 min read
Dear Reader, Yesterday, I coached a member of Wealth Para Todos Academy who said something that stayed with me. At first she said,“I want to pay myself $1,000 a month.” Then she paused.And told the truth. “Actually… let me honor my actual desires.My true desire is to pay myself $1,700 a month.” For so many first-gen wealth builders, ambition doesn’t feel neutral.It feels loaded.It feels risky.It feels like pressure. So we shrink our income goals.We soften our dreams.We focus on being...
28 days ago • 1 min read
Dear Reader, January has a reputation for fresh starts. New habits.New goals.New motivation. And then—very quickly—motivation fades. Not because you’re doing something wrong, but because change doesn’t happen in isolation. You can’t change a financial habit without looking at the whole picture. It’s not as simple as “spend less” when eventually you’re tired of being home all the time and want to live your life.It’s not as simple as “pay off debt” when you also want to travel or want to buy...
about 1 month ago • 2 min read
Dear Reader, So many people tell me,“I know what I’m supposed to do with my money — I just don’t do it.” And that makes sense. Information alone doesn’t change financial outcomes.Most people already know they should save more, pay down debt, or invest consistently. The issue isn’t intelligence or discipline.It’s trying to change behavior without support that meets you where you are. When you keep learning more but your finances stay the same, it’s often a sign you’ve outgrown DIY solutions....
about 1 month ago • 1 min read